Sound familiar?
Running the business is hard enough without flying blind on the numbers
"We're profitable on paper, so why is cash always tight?"
"Our books are months behind, and I'm not sure I trust them."
"Hiring, pricing, taking on a loan — it all feels like a guess."
"We've outgrown basic bookkeeping, but a full-time CFO isn't in the budget."
That's exactly the gap Zenith CFO fills.
What we do
Accurate numbers, then advice you can act on
Most small businesses get either a bookkeeper or an advisor. You get both, working from the same set of books.
Monthly bookkeeping
Transaction categorization, bank and card reconciliations, and a monthly close with a P&L, balance sheet and cash flow statement.
Fractional CFO advisory
Dedicated CFO time every month: a monthly review, cash forecasting, budgeting and a sounding board for big decisions.
Cleanup & catch-up
Behind on your books? We bring them current and correct so your reports — and your tax filings — start from solid ground.
Special projects
Loan and investor packages, pricing analysis, budgets for a new location or hire — scoped and priced up front.
What is a fractional CFO?
Senior financial leadership, sized for your business
A fractional CFO is an experienced finance leader who works with your business part-time, on an ongoing basis. You get the planning, forecasting and strategic guidance of a CFO without the cost of a full-time executive.
Your bookkeeper tells you what happened. Your CFO helps you decide what happens next. With Zenith, you get both from one team working off the same books.
Cost-effective
CFO-level expertise for a fraction of a full-time salary and benefits.
Flexible
Support that scales up or down as your business changes.
Forward-looking
Forecasts, budgets and scenarios, not just last month's results.
Objective
An outside view that tells you what the numbers really say.
How it works
From first call to monthly rhythm
Intro call
We learn how your business runs, where the books stand and what you want from your numbers.
Cleanup & setup
We get your books current, connect your accounts and set up your reporting and KPIs.
Monthly close
Every month your books are reconciled and your financial statements land in your inbox.
CFO review
We walk through the results together and agree on the moves for the month ahead.
Free · 2 minutes
How healthy are your finances?
Answer six quick questions to see where your numbers are strong and where they need attention.
0 of 6 answered
Plans
One flat monthly fee. No surprises.
Pick the level of support you need today and move up as you grow. Every plan is quoted after a free intro call, based on the size and complexity of your business.
Essentials
Clean, reliable books every month.
- Monthly bookkeeping & reconciliations
- Monthly financial statements
- Books closed by the 10th
- Email support
Growth
Most popularBookkeeping plus a CFO each month.
- Everything in Essentials
- Monthly fractional CFO advisory
- Monthly CFO review meeting
- KPI scorecard
- 13-week cash forecast
Strategic
For owners planning their next big move.
- Everything in Growth
- Annual budget & quarterly reforecast
- Pricing & profitability analysis
- Priority access between meetings
Books behind? Cleanup and catch-up work is quoted as a one-time project, and any extra advisory time is always agreed before work starts.
Common questions
What does CFO advisory include?
Your monthly review meeting, preparing your KPI scorecard and cash forecast, and time between meetings for questions and decisions as they come up.
What if I need more CFO time in a busy month?
Additional advisory time and bigger efforts like a loan package are scoped up front. We'll always agree on it before any extra work starts.
Which accounting software do you use?
We work in all the major small-business platforms: QuickBooks Online, QuickBooks Desktop, Xero, FreshBooks, Wave, Zoho Books and Sage. If you're already on one, we'll work in your existing file.
Do you handle taxes?
We hand clean, tax-ready books to your CPA, so tax season starts from accurate numbers.